Posted by Elena del Valle on January 30, 2009
Hispanic Heresy: What is the Impact of America’s Largest Population of Immigrants? book cover
Photos: Mead Publishing
In Hispanic Heresy: What is the Impact of America’s Largest Population of Immigrants? (Mead Publishing, $25), Angel L. Reyes, III, MBA, J.D., Bradley T. Ewing, Ph.D. and James C. Wetherbe, an attorney and two university professors respectively, address the impact of Latino immigration on the United States.
The 104-page newly published hardcover book is divided into seven chapters: Hispanic Forest Among American Trees; ¿Habla Ingles? Myth of a Bilingual America; Employment: Would You Become an Illegal Alien If You Could Increase Your Income 7 to 1?; Education: The Critical Equalizer; Politics and Justice for Hispanics in America; The Economic Impact of Hispanic Consumers; and Hispanic Immigration: Profile Tributes to Hispanics.
The three men set out to provide an overview of the immigration of Latinos to the United States. They address employment, educational challenges, politics, judicial system, and economic impact. The book ends with a profile and tribute to a small group of Hispanic immigrants they deemed noteworthy.
They wrote Hispanic Heresy to dispel the misunderstanding about the impact of Hispanics on American socio-economics. The authors point out that the significant growth of the Hispanic population in the United States is the result of immigration and a high birthrate among Latinos.
They believe that this demographic shift in the country can be interpreted as a problem or as an opportunity. Illegal immigration can strain the educational, social welfare, employment and medical care systems if income taxes go uncollected, they say. On the other hand, historically immigrants have been willing to take on entry level jobs and work their way up to achieve the American dream.
The authors, who have differing political perspectives, debated the issues while writing the book in order to express bi-partisan views and achieve compromise. In the end, they concluded that Hispanic immigration is beneficial for the country and “an opportunity that America must deftly handle if it is to continue to lead the world and truly be the land of opportunity.”
Angel L. Reyes, III, MBA, J.D., founder, Heygood, Orr, Reyes, Pearson & Bartolomei
Reyes, III is the founder and managing partner of Heygood, Orr, Reyes, Pearson & Bartolomei, a Dallas law firm. A graduate of the University of Michigan Law School, he started his legal career on Wall Street before moving to Texas. He also received an MBA (Master’s in Business Administration) degree from Texas Tech University. He has appeared on Lou Dobbs Tonight on CNN, CBS-KTVT and on Court TV’s national satellite radio channel.
Bradley T. Ewing, Ph.D., professor, Texas Tech University
Ewing is the Jerry S. Rawls Professor in Operations Management at Texas Tech University. He is a founding partner of the Ph.D. Resource Group, L.L.C., and serves as a consultant and expert witness for law firms and businesses on intellectual property, business valuation, employment and economic losses issues. He is the editor of the Journal of Business Valuation and Economic Loss Analysis. Ewing, who received his doctoral degree from Purdue University, is the author of two economics books and 100 academic articles. He is co-director of the Center for Professional Development/Management and Executive Education at Rawls College of Business.
James C. Wetherbe, professor, Texas Tech University
Wetherbe is the Stevenson Chaired Professor in the Rawls College of Business at Texas Tech University. Author of 26 books, he likes to explain complex topics in “straightforward, practical terms that can be understood and applied by executives and general management.” He has developed and conducted executive education programs for thousands of people.
Click here to buy a copy of Hispanic Heresy
Posted by Elena del Valle on January 28, 2009
At the beginning of 2008, there were 112.8 million households including 12.1 million Latino homes, in the United States. At the same time that the Latino population has grown, television penetration in Hispanic households has increased from 8.7 million in 1991 to almost 10.8 percent in 2008.
Since much of the overall growth of the country, especially in youth markets, is from Latinos much of the overall growth in television audience, it follows, is in the Latino market segments. According to the Hispanic Marketers’ Guide to Cable 2008 Edition, Hispanic households grew 35.7 percent between 2004 (10.5 million) and 2008 (12.1 million), accounting for almost all the population growth during that time period.
When it comes to language of the viewer, opinions vary. The Guide, relying on Nielsen data (some researchers have objected to Nielsen numbers in the past as reflecting an insufficient number U.S.-born Latinos), indicates 43 percent of television watching Latinos are Spanish dominant (their main language is Spanish); 34 percent are English dominant (their main language is English); and 23 percent are bilingual.
Nearly 60 percent of adult Latinos are Spanish dominant, according to the data in the 192-page book published by Cabletelevision Advertising Bureau. It lists 11 ad-supported networks offering content for Latinos: CNN en Español, Discovery en Español, Discovery Familia, ESPN Deportes, Fox Sports en Español, Galavision, GolTV, MTV Tr3s, Mun2, Si TV, and Sorpresa.
“Moving Beyond Traditional Media Measurement: measuring conversations and social media” audio recording
Presenter Katie Delahaye Paine, founder, KDPaine & Partners
Find out about
- Issues affecting online public relationships today
- Testing relationships as part of a survey
- Measuring ethnic group relationships
- Measuring foreign language communications in a similar ways to English
- Biggest challenges measuring conversations and social media
- Measuring online relationships with little or no money
Click here for information on “Moving Beyond Traditional Media Measurement”
According to a 2006 Encuesta study, 57 percent of foreign-born Hispanics watch TV in English and 73 percent of U.S.-born Hispanics watch some Spanish language programs. Only 12 percent of the TV viewers they surveyed said they watched television in English only and 31 percent said they watch television in Spanish only. Sixty-eight percent of respondents said their preferred programs covered news and political issues while 43 percent said they like to watch telenovelas (Spanish language programs similar to soap operas) in English (5.9 hours) and Spanish (7.2 hours).
The study, part of the Americanos Poll series, explored the television viewing habits of Hispanics, including time spent watching specific program formats. Participants also shared opinions on 13 English- and Spanish-language television networks and on programming in each language.
At the same time, recent statistics indicate America’s most popular shows for viewers aged 18 to 34, considered by many among the most elusive and desired demographic for advertisers, are Fuego en la Sangre (Fire in the Blood) and Cuidado Con el Angel (Don’t Mess with the Angel), broadcast by Univision, one of the most viewed networks in the United States and possibly the most viewed Spanish-language television network in the country.
More than ever marketing and advertising executives are paying attention to the booming Latino demographic in light of increasing evidence of that market segment’s growth, especially among the country’s youth. Data recently released by Univision indicates that its ratings on Wednesday and Friday nights are higher than those of the big four English-language networks, CBS, ABC, NBC and Fox.
In terms of programing and contrary to the Encuesta survey findings, the majority of the successful with the audience Spanish-language television programs are soap operas imported from Latin America. Examples include Sin Tetas No Hay Paraíso (Without Breasts There Is No Paradise) and Las Tontas No Van al Cielo (Dumb Girls Don’t Go to Heaven), imported from Mexico and Colombia.
Miami-based Encuesta, Inc. is a U.S. Hispanic marketing research and public opinion polling firm that provides customized research, objective analysis, and insights to reach the Hispanic community. Founded in 1980, the Cabletelevision Advertising Bureau is a cable television advertising advocacy group dedicated to providing advertisers media insights.
Hispanic Marketing and Public Relations Understanding and Targeting America’s Largest Minority book
“A must resource for practitioners/professionals expecting to reach US Hispanics; also valuable for college programs in marketing, public relations and communications. Highly recommended.”
Choice magazine
Click here for information on the Hispanic Marketing & Public Relations book
Posted by Elena del Valle on January 26, 2009
Information provided by our Event Partner
Interactive Media Conference & Tradeshow
Real Results For A Lean Economy
www.interactivemediaconference.com
May 6-7, 2009
Astor Crowne Plaza – New Orleans, LA
If you attend only one industry event in 2009, it should be the 20th Annual Interactive Media Conference & Tradeshow. This year’s meeting will focus on real results for a lean economy.
Here is what you will gain from attending:
• Valuable success stories and case studies
• Learn about the challenges being faced on the both sides—business and editorial
• Hear how your peers at newspapers, television, magazines, radio and web-only outlets are reorganizing and refocusing their efforts for these lean times
• Network with and learn from your colleagues and competitors about what works and what doesn’t
• Above all, you’ll be challenged into new ways of thinking in today’s new economy
Plus, Don’t Miss!
• The 14th Annual EPpy Awards, showcasing the best media company Web sites and new-media applications today
• Our annual Trade Show including the leading technology companies and service providers who are eager to help your newsroom and business succeed in a challenging environment.
Join more than 350 media executives, decision-makers, sales managers, publishers, and editors from media web sites for a rare opportunity to jointly discuss our common struggles and triumphs in new media. It’s an incredibly difficult environment, but you’re not alone. And, we’re here to help.
To Register visit
http://www.editorandpublisher.com/eandp/imc/registration-info.jsp
HMPR Readers and Subscribers save $345 off Full Price on any new registration!
Use Promo Code: HMPR650
Reserve your room today at the Astor Crowne Plaza for $197 per night (single or double). Make your online reservation.
Posted by Elena del Valle on January 26, 2009
Shira Simmonds, president and co-founder, Ping Mobile
Photos: Ping Mobile, impreMedia
Ping Mobile and impreMedia recently announced a partnership designed to offer mobile advertising and marketing to advertisers via Ping Mobile’s PingRewards platform. According to an impreMedia press release, the company aspires to be the leading U.S. mobile coupon site in Spanish. It is offering Hispanics a series of sweepstakes through print publications and online portals.
The company will offer Spanish speakers discounts through a portal, impreRewards, which is free for users. Its executives hope Latinos will be particularly receptive to marketing offers due to the current economic climate. The idea is to motivate consumers to accept the offers and information directly to their mobile phones by inviting them to carry the coupon content and redemption information on-the-go or in a viral format.
“This partnership represents a tremendous opportunity for advertisers interested in reaching the Hispanic consumer and we are excited to partner with impreMedia, given their unparalleled Hispanic audience in both online and print. Because of the current economic climate, consumers are turning to mobile couponing and it’s these consumers who will benefit from the impreRewards portal,” said Shira Simmonds, president and co-founder of Ping Mobile.
“Best in Class Hispanic Strategies” audio recording
Presenters Carlos Santiago and Derene Allen
-
Find out what makes 25 percent of the top 500 Hispanic market advertisers out perform the remaining companies
-
Discover what questions to ask, steps to take to be a Best in Class company
Click here for more about “Best in Class Hispanic Strategies” audio recording
ImpreMedia plans to provide users access through a keyword and short code to text in to receive individual coupons and encourage platform sign-up. Through their mobile phones, users should be able to text in a short code to receive their coupon and be able to double opt-in into the platform.
ImpreMedia is targeting Spanish Preferred Hispanics 18 to 44 with a household income over $40,000 via its 14 print publications in 17 Hispanic markets and 11 states: Arizona, California, Connecticut, Florida, Illinois, Massachusetts, New Jersey, New Mexico, New York, Pennsylvania and Texas.They plan to measure results and track coupon redemption by looking the exposure of print and online advertising along with opt-in and double opt-in metrics.
They expect to offer advertisers low cost introductory packages up to a specific message count (until messages are served) with the ability to control their message through the promotional period. They are also planning to offer tie-in to SMS offers (text keyword and code) to other ongoing promotional materials that the advertiser has, such as print receipts, online banners, TV or radio spots.
Arturo Duran, chief executive officer, impreMedia Digital
“Given the heavy mobile usage among Hispanic consumers, impreRewards is the perfect solution for any advertiser looking to target the Hispanic market,” said Arturo Duran, chief executive officer of impreMedia Digital. “The solid technology behind Ping’s platform and the ease of use from both the advertisers’ and consumers’ viewpoint, will allow our users to feel comfortable using this exciting, new and innovative marketing tool in their preferred language. Using impreRewards brands nationwide will be able to drive traffic directly to the point of sale within minutes.”
ImpreRewards, built on the same platform and relying on identical back-end technology as PingRewards, promises advertisers full control over campaign details including the content and timetable of each promotion.
ImpreRewards allows users to opt-out anytime by replying with the keyword “Stop.” The company promises that it will keep all consumer information secure. Ping Mobile boasts a coupon campaigns redemption rate of 56 percent on average. Executives at Ping believe high conversion rates are due to the method of SMS distribution they use designed to facilitate that the right messages be being sent to the right consumers. Current advertisers include Footlocker, ESPN Shop, 1-800 Flowers.com, Ice.com, Mikasa, Diamonds International, and World of Watches.
“WorldofWatches.com is thrilled to be a part of this exciting new venture between impreMedia and Ping Mobile. We anticipate the success of mobile couponing to be of great value to us and look forward to offering customers amazing offers on over 3,500 name brand watches, straight to their mobile phones,” said Izac Ben-Shmuel, chief executive officer of the SWI Group.
ImpreMedia is a leading publisher of Spanish language newspapers in the country. The company owns publications in 17 cities and has 26 online and print properties targeting the United States Hispanic population.
Ping Mobile is a full-service mobile agency, that offers a range of mobile marketing, offers, promotions and content services, with a specialization in mobile offers and promotions. The company focuses on consumers, consultancy, reporting, data analysis and client services packages. Ping Mobile is headquartered in Englewood Cliffs, New Jersey and has offices in Los Angeles, California and Tel Aviv, Israel. Ping is comprised of three wholly owned and fully-integrated units: Israel-based Ping Mobile Ltd. (formerly Regisoft Ltd.); Pop Solutions LLC, a Los Angeles-based mobile marketing company; and Ping Mobile, a New Jersey-based mobile marketing company.
“Beyond the 30 Second Spot” audio recording
Listen to a 105-minute discussion
Panelists Ivan Cevallos, Hunter Heller, Kitty Kolding and Cynthia Nelson
Our panel of national experts discuss
• Challenges of measuring the impact of the 30-second ad spot
• Innovative tools are useful to reach Latinos
• Changes in marketing to Hispanics
• On which market segment are the changes most relevant
• Effects of technology and time shift on consumer behavior
• Role of multi-screens
• Getting started
• Tips for marketing professionals
Click here for information on Beyond the 30 Second Spot
Posted by Elena del Valle on January 23, 2009
In 2003, the Cabletelevision Advertising Bureau (CAB) published a book about the United States Latino market to drive a heightened understanding of that growing and desirable market among potential advertisers. It was the organization’s first diversity publication. A second edition of that book would be published before, in 2007, the New York based organization published Race Relevance and Revenue, a 150-page book about the African-American marketplace. Discussions are in the works for a similar publication about Asian markets in the United States.
Late in 2008, the Bureau published Hispanic Marketers’ Guide to Cable 2008 Edition Hispanic Cable Facts and Cultural Cues ($49.95) to provide an updated resource for advertisers and their agencies. This third edition of the book was possible with a budget of $50,000 and the help of 12 contributors. It was designed to assist marketers to reach out to diverse Hispanic cable viewers, especially Spanish speakers who, according to the book, are particularly well represented by cable brands.
“We expect this to be the must-have guide for this year,” said Cynthia Perkins-Roberts, vice president of Multicultural Marketing and Business Development of the Cabletelevision Advertising Bureau. “We decided to take a different approach. It’s a multidimensional market. The strength of cable is that it reaches all the (Hispanic) segments. The book includes cultural cues and viewing information divided by segments of the population. This makes the book unique and mirrors the true industry.”
The publishers promise an explanation of the role of cable television in marketing to Latinos; why they believe cable is one of the fastest growing television options; information about the options available to reach Hispanics; details about the options cable offers Latino viewers; information on the major Hispanic market segments; insights on how marketers can connect with market sub groups; suggestions on how to approach Latino consumers; information on acculturation; insights on media habits and how they vary by generation; and information about English dominant Hispanics.
The organization printed 5,000 copies of the book and has distributed 1,500 to date. The book is divided into two halves: Hispanic TV Facts and Cultural Cues. The first half, relying on A Business Rationale, Geographic Targeting and Hispanic-Targeted Programming Options discussions, makes a case for cable as an ideal advertising vehicle to reach Latino viewers. The Business Rationale is divided into Choice, Growth, A Proven Entity, Prime Consumer Targets, Brands that Build Brands, Versatility and Consistency and Extended Reach.
The Cultural Cues half includes: an overview of the Hispanic population, Hispanic Men, Hispanic Women, Hispanic Youth, Acculturation, English Dominant and Hispanic Generations. Market information was provided by Cheskin Added Value, Experian, Felipe Korzenny, Ph.D., Franco Research Group, Latin Force, Milward Brown, The Nielsen Company, Gonzalo Perez, Terry Soto, Synovate and TNS. Some of the contributors submitted content on a pro bono basis.
Founded in 1980, the Cabletelevision Advertising Bureau is a cable television advertising advocacy group dedicated to providing advertisers media insights. The organization includes a division dedicated to diversity markets that provides advertisers information on Asian, Hispanic and African-American markets in the United States.
Click here to buy a copy of Hispanic Marketers’ Guide to Cable
Comments:
Filed Under: Books
Posted by Elena del Valle on January 21, 2009
By Elena del Valle, MBA
Principal, LNA World Communications
In the past months I have witnessed the disappearance of two well stocked neighborhood optical stores and a thriving mechanic shop nearly 20 years in business. One day they were there and the next they were gone. Many people may think that in these days of economic hardship it’s understandable for businesses to fail.
I mention the closings here to make a point about relationships. I did business with these companies. I had my eyes examined and bought glasses at the optical stores and my car was serviced at the shop. More importantly for this discussion, I knew the owners, managers and staff that worked at these places. We looked each other in the eye, we greeted warmly when we saw each other, I asked about their families and gave them my business on a regular basis for months or years.
After they went out of business I only heard from one of them. The former owner of the mechanic shop called to say he was working nearby at a national car repair franchise in case we should need to have our car serviced. The others disappeared without a word. There was no note on the door, no explanation, no farewell of any kind or an apology to their customers.
At the end of the day, we do business with people. They own businesses or are employed by the businesses we patronize. For many if not most of us these people and the way they treat us are the reason we become customers, return and remain loyal over time. It’s those relationships that help make a business grow and a brand thrive. At the same time, when the people at a store or business are unpleasant, behave unprofessionally or leave us dissatisfied we also remember their actions, sometimes for a long time. Their behavior can send us running toward another company, another brand.
Make your ads resonate with Hispanics
Listen to C&R’s Research Director Liria Barbosa in
“Hispanics’ Perspective on Advertising” audio recording
Liria Barbosa gives a presentation and participates in an extended Q&A discussion about
• Type of ads Latinos prefer
• Latino top media choices
• Percent of Latinos who tried products because of ads
• Percent of Latinos who purchased products because of ads
• What makes an ad “Hispanic”
• If ad language is important for bicultural Latinos
• What to keep in mind when targeting bicultural Latinos with ads
Click here for information on Hispanic Perspectives on Advertising
It’s a search for assurance that prompts many of us to rely on brands because we believe they provide high quality, stability and safety. We are confident that our favorite franchise store and name brand products are superior than the alternative. This is why we remain brand loyal until something happens to shake our loyalty. When times are lean and budgets are tight we remain attached to the brand in the hope that we are getting the best value for our money and time. Even if a broader search might reveal a less expensive alternative or better service we may opt for the known brand. As one commercial put it, “The best surprise is no surprise.” After all isn’t that the basis of brand loyalty?
This brings me back to relationships. A few days before the store closed and not knowing they were about to close, I spoke with Michael, the manager of the optical store. He was friendly and said he would call back to let me know when my glasses were ready for pick up. He never called. The next time I saw the inside of the store four days later there were workers removing the remnants of the inventory that had been sold to new owners. I will remember Michael less for all the times we spoke and he was nice and much more because I never recovered the glasses I had already paid for. I blame him and more importantly I am disappointed in the way he behaved. He provided poor good customer service, and needless to say, I lost my brand loyalty.
Negative experiences stay with us for a long time. I know someone who was mistreated by employees at Sears 22 years ago. She tore up her store credit car and has never purchased another Sears product again. My point is that in these times of hardship and economic uncertainty relationship building to create brand loyalty is more important than ever.
According to some researchers, Latinos are often brand loyal. As a market segment Hispanics may be more brand loyal than the average shopper, depending on the product or service. In exchange for their loyalty as customers they want to feel welcome. They seek superior service and are willing to pay more for a product or service if it is accompanied by good technical support and customer service.
If Latinos represent 40 percent of all new consumers, as researchers believe, it’s likely that many new consumers place a premium on relationships and customer service. This market group offers high potential for brand loyalty. Is your businesses prepared to cater to these highly desirable potential new customers? Are you willing and able to establish long term relationships in the hope of nurturing their brand loyalty?
Hispanic Marketing and Public Relations Understanding and Targeting America’s Largest Minority book
“A must resource for practitioners/professionals expecting to reach US Hispanics; also valuable for college programs in marketing, public relations and communications. Highly recommended.”
Choice magazine
Click here for information on the Hispanic Marketing & Public Relations book
Posted by Elena del Valle on January 20, 2009
Personal Finances of U.S. Residents – click on image to enlarge 
As a result of the economic recession, Latinos may be adjusting their habits and behaviors including spending less on dining out and holiday shopping, and helping family members or friends with a loan. About 3 percent of Latinos received a foreclosure notification in the last year and 10 percent of Latinos missed a mortgage payment or were unable to make a complete payment according to a recent survey of 1,540 Hispanic adults by the Pew Hispanic Center.
Sixty-two percent of respondent homeowners said there have been foreclosures in their neighborhood over the same time period; and just over one third of those survey (36 percent) said they worry about their own home going into foreclosure. The number of foreign-born Latino homeowners worried about losing their home to foreclosure was much higher, 53 percent.
Respondents also indicated they sent less money abroad to their family in the last year. Just over 70 percent of Hispanic immigrants said they sent less money to relatives last year than in 2007.
At the same time survey respondents expressed greater concern about finances than the general population in the United States. Three quarters of U.S.-born Latinos surveyed and 84 percent of foreign-born Latinos, indicated their personal finances were in either fair or poor shape at the time of the survey, compared with 63 percent of the general U.S. population who expressed similar concerns.
The results of the survey were released in a report written by Mark Hugo Lopez, associate director, Gretchen Livingston, senior researcher, and
Rakesh Kochhar, associate director for Research, Pew Hispanic Center. The Pew Hispanic Center, a nonpartisan research organization, is dedicated to improving public understanding of the Hispanic population in the United States and to chronicle Latinos’ growing impact on the nation. It does not take positions on policy issues.
Target Latinos effectively by anticipating changes in the market with
“Hispanic Projections with 2007-08 update” audio recording
Presenter Roger Selbert, Ph.D.
Find out
- About Latino buying power growth in the future
- How Latino market growth compares with other markets in the U.S.
- What drives the rise of Latino economic clout
- Who should target the Latino market
- What is the size of the Hispanic affluent market
- If the luxury Latino market is growing
Stay ahead of your competition with “Hispanic Projections”
Posted by Elena del Valle on January 19, 2009
Click on image to enlarge
Photos: Credit Solutions
According to “A Snapshot of the Subprime Market” published in 2007 by the Center for Responsible Lending, 40 percent of subprime loans nationwide in 2006 were issued to Latino households. At the same time, information from September 2008 from the National Association of Hispanic Real Estate Professionals, “A Warm Welcome: Despite barriers, Hispanic home ownership may be the fix for national housing crisis Carolina del Norte,” indicates that by 2012 40 percent of first-time home buyers nationwide may be Hispanic.
Keeping this in mind Credit Solutions, a Texas debt management company, recently launched a Spanish language version of its website to reach Spanish speaking Latinos in the United States. Except for the text of the sample Settlement Letters and the Success Stories audio all the content on the main website was adapted for the Spanish language pages.
“It goes back to the original reason I founded Credit Solutions: to give families suffering real hardships, like job loss, medical bills, or a death in the family, an alternative to bankruptcy and a chance to have someone on their side, working for them. Lots of people don’t realize that most credit counseling agencies actually represent the creditors. We represent the consumer and act a mediator between our clients and their creditors,” said Doug Van Arsdale, chief executive officer, Credit Solutions in response to the question of why the company decided to target Latinos at this time.
Doug Van Arsdale, CEO, Credit Solutions
Executives at Dallas-based Credit Solutions believe Hispanic families have been particularly hard-hit by the economic situation and a disproportionate number is struggling against foreclosure. This may not come as a surprise to lending industry professionals.
According to the 2006 Hispanic Homeowner Seminar at the U.S. Department of Housing and Urban Development, non-white Hispanic Americans were 39 percent less likely to own a home at that time. Seminar representatives concluded that Latino homeowners maintain higher total amounts of debt and are more likely to be victims of predatory lending practices.
Often lenders justify higher mortgage rates for minorities claiming the individuals from these cultural groups have shaky credit histories, making lending to them riskier than to mainstream borrowers. However, in 2006, representatives of the Center for Responsible Lending examined 50,000 subprime loans (described as the “most extensive study of its kind”) and determined African-Americans and Latinos were almost a third more likely to end up with a high-priced loan than non Hispanic white borrowers with comparable credit credentials.
According to Credit Solutions promotional materials, its Spanish-language site offers advice, tips and tools designed to empower clients to achieve a debt-free lifestyle. There is an overview of why company representatives believe debt settlement is preferable to a debt consolidation loan, credit counseling or declaring bankruptcy. There are also videos of client testimonials; and settlement letters from lending sources detailing instances of settled accounts, and the actual savings in each case.
Credit Solutions is a privately held, for-profit firm founded by Van Arsdale in 2003. The company has three offices in Dallas, Texas and offices in Tempe, Arizona and Costa Rica.The company employs 920 individuals of which 20 percent are Hispanic. About 10 percent of Credit Solutions staff leadership is Hispanic.
According to online sources, including ConsumerAffairs.com, CreditInfoCenter.com, and WBZTV.com, there have been many complaints against Credit Solutions and at least one class action lawsuit against Credit Solutions of America.
“Since I am not familiar with these complaints, I have referred them to our Executive Review Team so that they are addressed immediately and resolved. We have 90,000 active clients, and we are 100 percent committed to customer satisfaction. If, for any reason, these complaints have not yet been addressed, they soon will be resolved to the best of our ability,” a Credit Solutions representative said by email when invited to respond to the issue.
Make your ads resonate with Hispanics
Listen to C&R’s Research Director Liria Barbosa in
“Hispanics’ Perspective on Advertising” audio recording
Liria Barbosa gives a presentation and participates in an extended Q&A discussion about
• Type of ads Latinos prefer
• Latino top media choices
• Percent of Latinos who tried products because of ads
• Percent of Latinos who purchased products because of ads
• What makes an ad “Hispanic”
• If ad language is important for bicultural Latinos
• What to keep in mind when targeting bicultural Latinos with ads
Click here for information on Hispanic Perspectives on Advertising
Posted by Elena del Valle on January 16, 2009
Joaquin Garza host of “El Chulo de la Mañana”
Photo: Spanish Broadcasting System Inc.
Starting last week, Spanish Broadcasting System began airing a television version of its Los Angeles radio morning show “El Chulo de la Mañana” from 6 a.m. to 9 a.m. (ET), 9 a.m. to 12 p.m. (PT) through Mega TV and Direct TV Más, Channel 405. The show, which targets 18 to 35 year old listeners and viewers, combines jokes, skits, parodies, current events, interviews with listeners, live sport broadcasts, entertainment and news from correspondents.
The program is one of several under the heading of Radio on TV that Mega TV offers in both media formats. Other programs that air in both formats include “El Vacilón de New York” and “El circo de Puerto Rico.” “El Chulo de la Mañana” is hosted by Joaquin Garza, also known as “El Chulo.” On the show, Garza is assisted by Zacatecas, Mexico born Raul Bernal who is known on the air as “Doña Mela,” and Denise Garcia. “Doña Mela” is meant to resemble a typical Mexican grandmother with an old fashioned and conservative point of view. “She” often disagrees and argues with El Chulo. “Doña Mela” also disagrees with Garcia’s modern views on life.
Garza’s radio career spans 23 years. He has worked in radio in Los Angeles, San Jose, San Francisco, and Sacramento, California and Dallas and Austin, Texas. Garcia, born in Tamaulipas, Mexico, came to the United Stats when she was 15. She grew up in Alamo, Texas and graduated college with a bachelor’s degree in education.
“’El Chulo de la Mañana’ in Los Angeles will give Mega TV audiences a very funny, interactive morning show that covers topics that are part of everyday life: Work, family, relationships, infidelity, entertainment and community issues,” said Cynthia Hudson Fernandez, chief creative officer and executive vice president for Mega TV. “Garza’s show has been a great success in numerous radio markets, and we are confident that our TV audience will love ‘El Chulo de la Mañana‘ and connect with Garza’s unique style. ‘El Chulo de la Mañana’ is formatted to attract both local and national audiences, and has enjoyed tremendous acceptance, especially with the Mexican audience, which constitutes the largest segment of the U.S. Hispanic population.”
Born in Zapotlan El Grande, Jalisco, Mexico, Garza’s career began in 1985 at radio station KALI in Los Angeles, California. In 1992, he worked for Spanish Broadcast System at FM 98. By 1995, he was the lead in the show “El Chulo Y La Bola” at Z Spanish Network based in San Jose, California and his popularity continues.
Spanish Broadcasting System, Inc. is one of the largest publicly traded Hispanic-controlled media and entertainment companies in the United States. SBS owns and operates 20 radio stations located in Hispanic markets such as New York, Los Angeles, Miami, Chicago, San Francisco and Puerto Rico. The Company also owns and operates Mega TV in Miami.
Make your ads resonate with Hispanics
Listen to C&R’s Research Director Liria Barbosa in
“Hispanics’ Perspective on Advertising” audio recording
Liria Barbosa gives a presentation and participates in an extended Q&A discussion about
• Type of ads Latinos prefer
• Latino top media choices
• Percent of Latinos who tried products because of ads
• Percent of Latinos who purchased products because of ads
• What makes an ad “Hispanic”
• If ad language is important for bicultural Latinos
• What to keep in mind when targeting bicultural Latinos with ads
Click here for information on Hispanic Perspectives on Advertising
Posted by Elena del Valle on January 14, 2009
By Aldo Quevedo,
President, Dieste, Inc.
Aldo Quevedo, president, Dieste Dallas
Photo: Dieste
When the fit is right, a Hispanic agency can help brands grow their relationships with multicultural consumers for meaningful, powerful interactions that make sense and connect with consumers’ lives. But the wrong choice can put your efforts in question, since this savvy demographic is always on the watch for commitment and for brands that really speak and interact with them.
Click here to read the complete article
Hispanic Marketing and Public Relations Understanding and Targeting America’s Largest Minority book
“A must resource for practitioners/professionals expecting to reach US Hispanics; also valuable for college programs in marketing, public relations and communications. Highly recommended.”
Choice magazine
Click here for information on the Hispanic Marketing & Public Relations book
